Analysis of Factors That Influence Interest in Transaction Payments Using QRIS

Authors

  • Tri Ayu Astari Universitas Bina Nusantara
  • Nuraini Sari Universitas Bina Nusantara
  • Oliver Hasan Universitas Widyatama

DOI:

https://doi.org/10.33197/jabe.vol10.iss1.2024.1900

Keywords:

payment technology, quick response code Indonesia standard (QRIS), SEM-PLS, unified theory of acceptance and use technology

Abstract

Quick Response Code Indonesian Standard (QRIS) is a non-cash payment method that makes transactions easier for consumers. The aim of this research is to determine the interest in using QRIS as a non-cash transaction medium. This research is descriptive research with a quantitative approach. The sample in this study was taken through convenience sampling with a total of 191 respondents. The data analysis technique uses the Structural Equation Model (SEM) using the Partial Least Square (PLS) method. The independent variables examined in this research are Performance Expectancy, Effort Expectancy, Social Influence, Facilitating Conditions and Use Behavior. The results of this research show that Performance Expectancy, Social Influence, and Facilitating Conditions have a positive influence on Behavior Intention to Use. Meanwhile, Effort Expectancy has no influence on Behavior Intention to Use.

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Published

2024-03-31

How to Cite

Tri Ayu Astari, Sari, N., & Hasan, O. (2024). Analysis of Factors That Influence Interest in Transaction Payments Using QRIS. Jurnal Akuntansi Bisnis Dan Ekonomi, 10(1), 52–60. https://doi.org/10.33197/jabe.vol10.iss1.2024.1900