Financial Knowledge, Financial Attitude and Financial Skill: Insights and Behavior of Students in Managing Finances in Indonesia

Authors

  • Umi Zarin Arrafi Universitas Muhammadiyah Ponorogo
  • Adi Santoso Muhammadiyah University of Ponorogo

DOI:

https://doi.org/10.33197/jabe.vol10.iss1.2024.1697

Keywords:

financial, knowledge, attitude, skill

Abstract

Today's teenagers get many benefits from technology such as online shopping which makes shopping transactions easier. Driven by the internet, popular celebrities and a lifestyle that aims to appear trendier in line with global trends. Even though there are these conveniences, there are still many young people who do not understand properly and correctly the application of financial management science. Therefore, the aim of this research is to clarify the financial management behavior of students at the Faculty of Economics using the variables financial knowledge, financial attitude and financial skills. This research uses a quantitative approach using a purposive sampling method, and the sample size is determined using the Slovin formula obtained from economics students in 2020 and 2021. A Likert scale from 1 to 4 is used to measure the data. SEM (Structural Equation Modeling) data analysis through the SMART PLS 4.0 application with a multiple linear regression analysis model was used for data analysis in this research. The variables financial knowledge, financial attitude and financial skills are known to have a positive influence on the financial management behavior of economics students at Muhammadiyah University Ponorogo.

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Published

2024-03-31

How to Cite

Arrafi, U. Z., & Santoso, A. (2024). Financial Knowledge, Financial Attitude and Financial Skill: Insights and Behavior of Students in Managing Finances in Indonesia. Jurnal Akuntansi Bisnis Dan Ekonomi, 10(1), 1–8. https://doi.org/10.33197/jabe.vol10.iss1.2024.1697

Issue

Vol. 10 No. 1 (2024): Jurnal Akuntansi Bisnis dan Ekonomi (JABE)

Section

Articles

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Copyright (c) 2024 Umi Zarin Arrafi, Adi Santoso

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