The Effect of Loan to Deposit Ratio and Net Interest Margin on Return on Assets

Authors

  • R. Enough Bhaktiar Universitas Nasional Pasim
  • Aulya Cassa Nova Universitas Nasional Pasim

DOI:

https://doi.org/10.33197/jabe.vol10.iss1.2024.1412

Keywords:

loan to deposit ratio, net interest margin, return on assets

Abstract

This study aims to determine the effects of Loan to Deposit Ratio (LDR), and Net Interest Margin (NIM) either partially or simultaneously on Return on Asset (ROA) of banking companies listed in Indonesia Stock Exchange (IDX). Sampling in this study using purposive sampling method. The sample used is 23 companies from 46 companies listed on the IDX that publish annual report complete from 2018-2022. Data analysis technique uses panel data regression analysis. The results of the study found that partially LDR does have a negative and significant effect on ROA of banking companies in IDX 2018-2022, while the NIM does have a positive and significant effect on ROA of banking companies in IDX 2018-2022. The results of the study found that simultaneous LDR and NIM does have an effect on ROA.

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Published

2024-03-31

How to Cite

Bhaktiar, R. E., & Nova, A. C. (2024). The Effect of Loan to Deposit Ratio and Net Interest Margin on Return on Assets . Jurnal Akuntansi Bisnis Dan Ekonomi, 10(1), 20–31. https://doi.org/10.33197/jabe.vol10.iss1.2024.1412

Issue

Vol. 10 No. 1 (2024): Jurnal Akuntansi Bisnis dan Ekonomi (JABE)

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Articles

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Copyright (c) 2024 Aulya Cassa Nova, R. Enough Bhaktiar

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