Siti Nila Maharani, et al. “Analysis of the Effect of BOPO and FDR on Profitability in Islamic Banking: A Case Study of Bank BJB Syariah (2015–2024)”. Jurnal Akuntansi Bisnis Dan Ekonomi, vol. 12, no. 2, Oct. 2026, pp. 165-80, doi:10.33197/jabe.vol12.iss2.2026.3317.